Bitcoin vs Property: Have We Been Investing in the Wrong Thing?
Last week on the The Investor’s Corner, we released a two part conversation with James Dewar, Partner at Bridge2Bitcoin and founder of Berkshire Bitcoiners. The discussion starts at the beginning, explaining the fundamentals in clear, practical terms.
Property has been one of the UK’s most trusted ways to build wealth for decades. It is tangible, widely understood and supported by lenders, which is why many investors have relied on it as the foundation of their portfolios.
Over the same period, Bitcoin has grown from a little known digital experiment into a globally traded asset attracting both retail and institutional investors. Its volatility often dominates the headlines, but so do its long term returns.
So the question is worth asking. Have investors been overlooking something?
This conversation is designed especially for property investors who want to understand how Bitcoin compares as an asset class.
What Is Bitcoin in Plain English?
Before discussing returns, risk or strategy, we start with the basics.
What actually is Bitcoin?
Why was it created?
Why are investors paying attention?
James explains Bitcoin as a decentralised monetary network that operates independently of traditional banking systems. We discuss the key ideas that drive interest in Bitcoin, including scarcity, fixed supply and growing global adoption.
For investors used to thinking in terms of leverage, rental income and physical assets, this is a very different framework, but one that is becoming increasingly relevant.
Bitcoin vs Property: The Returns Conversation
Performance comparisons are impossible to ignore.
UK property has historically delivered steady long term growth, supported by rental income, mortgage leverage and inflation. It has been reliable, but rarely dramatic.
Bitcoin has shown significant upside over time, but with far greater price swings along the way.
In this episode we compare:
* Long term returns of Bitcoin versus property and gold
* Differences in volatility and liquidity
* How institutional involvement has changed the market
* Who is buying Bitcoin today
We also address a question many investors quietly ask themselves:
Am I already too late?
Risk, Volatility and Market Cycles (Part Two)
Bitcoin and the wider crypto market have gone through multiple boom and bust cycles. During downturns, headlines tend to focus on losses, but experienced investors often focus on long term positioning and risk management.
In Part Two, we continue the conversation with James Dewar and discuss:
* Why the market fell and what drove the downturn
* How experienced investors manage risk
* Common mistakes newcomers make
* Whether Bitcoin has a place alongside property
* What the next few years could realistically look like
We also explore practical use cases, including how some businesses are using Bitcoin and the Lightning Network for payments and treasury management.
Part Two moves beyond theory and into strategy and real world thinking.
What Should Property Investors Be Thinking About?
This episode is not about choosing one asset over another.
It is about understanding how different asset classes behave.
Property offers leverage, cashflow potential, regulation and physical ownership.
Bitcoin offers scarcity, liquidity, decentralisation and higher volatility.
For many UK investors, property has been the default strategy for years. Bitcoin is challenging that assumption, not necessarily as a replacement, but as something that may sit alongside traditional assets in a diversified portfolio.
The key message throughout the episode is simple. Education should always come before investment decisions.
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