Buy-to-Let in 2025 | What’s Changed and Is It Still Worth It?

Whether you're a seasoned investor or a beginner, this episode is packed with valuable insights to help you navigate the buy-to-let market in 2025. Mortgage Advisor Tom Ashton shares his knowledge on mortgage rates, refinancing strategies, common landlord mistakes, and how to maximise returns in the evolving market.

Welcome back to The Investor’s Corner Podcast! In today’s episode, we dive deep into the world of buy-to-let property investment. We’re joined by mortgage advisor Tom Ashton, Director at Mortgage Tribe, who shares essential insights on the UK mortgage market, the differences between fixed and tracker rates, and the biggest mistakes landlords make when securing a mortgage. Whether you're an experienced investor or just starting out, this episode is packed with valuable advice to help you navigate the buy-to-let market effectively in 2025.

What’s in This Episode? Mortgage Market Insights

* Understanding mortgage rate fluctuations & bank adjustments.
* Fixed vs. tracker mortgages – which is the smarter choice in 2025?
* How interest rates impact buy-to-let mortgages and what it means for landlords.
* Biggest mistakes landlords make when securing a mortgage.


Expert Perspective

Special guest Tom Ashton shares his top strategies and insights on:
  1.  Why many landlords prefer 5-year fixed rates.
  2.  How to avoid the common mistakes when securing buy-to-let mortgages.
  3.  Predictions for the UK mortgage market and landlord trends in 2025.


Key Takeaways

✔️ Fixed Rates Provide Stability – Most landlords opt for fixed rates to plan with certainty in an unpredictable market.
✔️ Interest Rate Changes Don’t Always Affect Mortgage Rates – Swap rates have a significant impact on fixed mortgage pricing.
✔️ Overpayments Can Save Thousands – By rounding up your mortgage payments, you can save years of interest and reduce overall loan term.
✔️ Green Mortgages Offer Incentives – Properties with an A or B EPC rating can unlock better rates and cashback deals.


More About Our Guest

Tom Ashton – Mortgage Tribe Director & Advisor


Call Him: 07809 141140


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This episode is sponsored by Mortgage Tribe – helping investors like you find the right mortgage deals and expert property advice.

Instagram: @mortgage_tribe_
Mortgage Tribe Facebook: @MortgageTribeLtd

Get in Touch

Got questions about your investment strategy? Reach out to our at hello@avocadopropertyagents.co.uk

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