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It’s no great revelation that young people in Henley are finding it increasingly difficult to buy a home. Rising living costs, modest wage growth, and stricter mortgage lending rules have all contributed to a noticeable shift in the housing landscape.
Barclays is cutting mortgage rates from 9 July 2025, with standout deals for first-time buyers, home movers, landlords, and large-loan borrowers. Highlights include sub‑4% rates on high-value and buy-to-let loans, plus big reductions at 85% LTV for remortgages. A clear signal: the mortgage market is turning more borrower-friendly.