Income Protection: A Must-Have for Homeowners with Expertise from Mortgage Tribe

For most of us, our ability to earn is our greatest financial asset. It’s the steady stream that pays the mortgage, covers the bills, and funds the lifestyle we enjoy. But if that income suddenly stops because of illness or injury, it doesn’t take long for financial pressure to build.

Income protection is designed to give you a financial safety net, so you can focus on getting back on your feet without the fear of falling behind on payments.


How Income Protection Works
Income protection pays a regular monthly benefit, typically up to 60% of your usual income, if you can’t work due to illness or injury. The payments continue until:
  • You’re well enough to return to work, or
  • You reach the end of the policy term, or
  • You reach retirement age (depending on the policy).


How It Helps Homeowners
With the right policy in place, you can:
  • Continue paying your mortgage without dipping into savings.
  • Cover essential bills like utilities, council tax, and food.
  • Avoid debt by replacing lost income.


Why We Recommend Mortgage Tribe
We partner with Mortgage Tribe because they take the time to:
  • Understand your income and commitments before recommending cover.
  • Explain the details in plain language so you know exactly what you’re getting.
  • Find affordable policies that protect you without stretching your budget.


Next Step:
If you rely on your income to pay your mortgage (and most of us do), income protection could be one of the smartest decisions you make.
Drop Alison at Mortgage Tribe for a message to chat about an income protection review.


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