Your mortgage is likely the biggest bill you’ll ever have to pay. Whether you’ve been paying it for years or only recently moved in, it’s worth asking yourself: what would happen to my home if I couldn’t work or earn an income?

If you’re Googling any of these right now: “Why am I getting viewings but no offers?” “What does buyer feedback really mean?” “Is my house overpriced or just badly marketed?” You’re not alone, and you’re right to ask. Because when buyers are walking in, nodding politely… and then vanishing or worse giving 'naff' offers, something’s misaligned.

Guess what? That’s totally normal.

Pinner first time buyers. The newspaper headlines say it has never been tougher to get on the housing ladder, yet the numbers tell a different story. Yes, it is tough, but not as tough as you think