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Joint Borrower Sole Proprietor Mortgages in Reading: What They Are & How They Can Help | Kiel Holder
In this blog, I’ll break down what a JBSP is, why it can be a powerful tool for Reading buyers, and how it can support the local market—including some real-world Reading scenarios. If you’re searching for “how to buy my first home in Reading”, “Reading first-time buyer options”, or “help getting a mortgage in Reading”, this guide is for you.
A well-managed deposit can prevent end-of-tenancy stress. By protecting funds in an approved scheme, creating a detailed inventory, keeping open communication, and being transparent about any deductions, landlords can avoid most disputes and maintain positive tenant relationships.
As we hit the third week of December, the Blackwater property market does slow down ready for the big day. It’s at this time of year, I like to work out the total value of every home in Blackwater, and how that value has changed since 2010 (as that was the bottom of the market after the Credit Crunch).
If you listened to the doom merchants, you would think first-time buyers (FTB) in Tadley had no chance at all. According to the loudest voices, buying a first home is impossible, the ladder has been pulled up, and the only people who buy their first homes today are lottery winners or those with wealthy parents.

