Talking 95% Loan to Value Mortgage

5% Deposit too good to be true?

Ian is joined by Alan Sherville (Financial Adviser) to discuss the new 5% deposit mortgages that have recently been released.

Although the prospect of a 95% mortgage is appealing, it is important to discuss some better options and the concerns Alan as a mortgage adviser has too.

This is a must watch live video for the parents out there and first time buyers thinking about using a 5% deposit mortgage.



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No one’s going to knock on your door and say, “Today’s the day.” So instead, let’s talk about what really matters: You. And how you feel about Moving.

Many people like you get stuck in that “almost ready” stage. You want to move, you’ve registered with agents, you might even have seen some dream homes online… but your current property still isn’t on the market.

It’s been a few weeks (maybe longer), and the buzz has faded. Viewings are few and far between. Updates are sparse. And your agent’s enthusiasm? Nowhere to be seen.

As we enter a new year, many local homeowners are facing a familiar question. Should they bring their Ruislip home to market in January, or wait until the late spring?