Talking 95% Loan to Value Mortgage

5% Deposit too good to be true?

Ian is joined by Alan Sherville (Financial Adviser) to discuss the new 5% deposit mortgages that have recently been released.

Although the prospect of a 95% mortgage is appealing, it is important to discuss some better options and the concerns Alan as a mortgage adviser has too.

This is a must watch live video for the parents out there and first time buyers thinking about using a 5% deposit mortgage.



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In the last two years, only 63.93% of the homes that came on the market have ended up selling.

For some homebuyers, the kitchen is the deal maker. For others, it is the number of bedrooms, the school catchment or the distance to the railway station. Yet for a sizeable group of buyers, the garden matters just as much as the house itself. Across Stevenage and its surrounding villages, there are 297 homes with large gardens.

As an agent in the Stevenage property market, I believe it is important to offer local homeowners a balanced and realistic view of both the Stevenage and national property markets.

There is a quiet unspoken problem sitting inside the Blackwater property market.