If you’ve recently bought a home, congratulations again! But now comes the crucial next step: ensuring your new investment, and everything it means for your family’s future, is protected.

Buying a property is one of the biggest milestones of your life but few homeowners realise how vulnerable that investment becomes without a Lasting Power of Attorney (LPA) in place.

Whether you bought your home five months ago or five years ago, the truth is the same: your property is one of your most valuable assets, and without a proper plan, it may not go where you’d want if something happens to you.

Your home, family, and financial commitments are likely to change over time. But if your protection policies stay the same, you could end up with cover that no longer fits, or worse, leaves gaps that put your home or loved ones at risk.

For most of us, our ability to earn is our greatest financial asset. It’s the steady stream that pays the mortgage, covers the bills, and funds the lifestyle we enjoy. But if that income suddenly stops because of illness or injury, it doesn’t take long for financial pressure to build.

Buying a home is one of the biggest financial commitments you’ll ever make. But what if a serious illness meant you couldn’t work for months, or even years?

Your home is more than an address; it’s the place your family feels safe, and where memories are made. But what would happen if you weren’t here to provide for them?

Your mortgage is likely the biggest bill you’ll ever have to pay. Whether you’ve been paying it for years or only recently moved in, it’s worth asking yourself: what would happen to my home if I couldn’t work or earn an income?

Your home is more than just your biggest investment, it’s where your life happens. But what many homeowners forget is that protecting it requires more than just locking the door.

As we move through October, the housing market shows steady resilience. Asking prices have nudged up slightly, buyer demand remains strong, and sales are ahead of last year. With more homes on the market and mortgage rates easing, both buyers and sellers are finding opportunities this autumn.